Tobi in the water

Tobi was seen by the water
Worried about monied he owed
The noise in the community
He has not been seen
Maybe he flowed
With the tide
This is the water
If he flowed
He has not been seen
Would he have drowned?
He was last seen
Inside the water
He may have swam
Maybe he drowned, crashed
Maybe he died
Where is Tobi?
His wife is bothered
His daughter is worried
He has not been seen
Would he have died?
He has not been found

Wildkhard [TA]